fbpx
Western Catholic Union
A Fraternal Life Insurance Society
(217) 223-9721
(800) 223-4928
«
Agent Alert -
»
Western Catholic Union
A Fraternal Life Insurance Society
(217) 223-9721
(800) 223-4928
«
Agent Alert -
»

Flexible Premium Deferred

FPDA 8-Year Surrender Charge

Available in IA, IL, MD, MO, PA, TX, WV, & WI
  • Non-Qualified & Quailfied (including Roth)
  • Flexible Premium: Low minimum initial premium of $2,000
  • Issue Ages 18-85
  • 10% Free withdrawal each year**
  • Surrender Charges: Yr 1-9%, Yr 2-8%, Yr 3-7%, Yr 4-6%, Yr 5-5%, Yr 6-4%, Yr 7-3%, Yr 8-2%, Yr 9-0%
  • Low Band $2,000-$9,999, High Band $10,000 and above
  • Minimum Guarantee interest rate is 1.65%
  • Nursing home benefit up to 50%. Only available for issue ages 80 & younger (no fee)***
  • Unemployment up to 50%. Only available for attained ages 64 & younger (no fee)***
  • Occurrence of a heart attack up to 25%(no fee)***
  • Diagnosis of internal cancer up to 25% (no fee)***

** This provision only applies to the first two withdrawals within any given certificate year.

*** These provisions only apply in certificate years 2 and later and are limited to a single episode of one of these provisions only.

Click here to contact the Home office and we can help you locate a representative in your area.

Annuity Options

• 1, 2, 3, 4, 5 or 10 Year MYGA
• Single Premium Deferred
• Flexible Premium Deferred
• Single Premium Immediate

Annuity Advantages

• Guaranteed Income
• Flexibility
• Safety
• Competitive Rates

Annuity Benefits

• Non-Qualified & Qualified
• Tax deferred
•10% Penalty Free Withdrawal
• Fraternal Benefits