The home office will be closed on Monday, May 27, 2024 in observance of Memorial Day. We will resume normal business hours on Tuesday, May 28, 2024. Have a Safe and Happy Memorial Day Weekend!

Western Catholic Union
A Fraternal Life Insurance Society
(217) 223-9721
(800) 223-4928
Agent Alert -
Western Catholic Union
A Fraternal Life Insurance Society
(217) 223-9721
(800) 223-4928
Agent Alert -

Single Premium Whole Life

Do you have a Certificate of Deposit? Do you have an annuity? Do you have a mutual fund? Are you tired of the market swings? Would you like to earn more on your money? Would you like to have part of your estate paid to your heirs tax free?

If you have answered “Yes” to any of these questions, then this single premium life plan is the one for you. Only one premium is paid during the lifetime of the insured. The coverage is fully paid-up for life.


  • Only one premium payment
  • Certificate is fully paid-up for life
  • Gain high cash values
  • Cash values increase annually
  • Issue ages 0-85

In addition to receiving outstanding insurance protection, the member will also be able to enjoy the various fraternal activities sponsored by the Western Catholic Union.


You can make the most of your funds with these tax advantages under the current tax law:

  • Your cash value will accumulate on a tax-deferred basis as long as your certificate is in force.
  • Your certificate loans may not be taxed as income as long as your certificate is in force.
  • The death benefit paid to a named beneficiary will be income tax free.


For any situation, from emergencies to planned expenses, if you need cash, you can request a loan in accordance with the provisions of your certificate-even the first day your certificate is issued.

*Many of the tax and legal matters discussed are complex. You should always rely on a competent tax and legal counsel when making financial decisions. This is an outline of benefits only and not a contract. Details are contained in the certificate issued to each member.

Click here to contact the Home office and we can help you locate a representative in your area.

Permanent Life Insurance gives you confidence:

• Premiums that never increase
• Tax Advantages
• Death Benefit
• Growth in your cash value
• Access to your cash value

Meet your needs with
WCU Whole Life:

• Family coverage
• Retirement income funding
• Savings for college education
• Estate planning
• Wealth accumulation
• Charitable giving

Funding for Business Planning Needs:

• Buy Sell Agreements
• Split Dollar arrangement
• Key Person coverage
• Executive bonus
• Deferred compensation