Whole Life

Whole Life Builds Equity for you

Just as home ownership allows you to build up equity; you can build up equity in WCU’s Whole Life Certificate in the form of cash value. Your cash value works for you by growing at a guaranteed rate year after year. You will know in advance the guaranteed cash value accumulation and have the peace of mind that is not subject to the fluctuations in interest rates. Should you need it, you have the ability to access your cash value by taking out a low-interest certificate loan.

Best of all, the increases in your cash value accumulate tax-deferred. You’ll never pay taxes on this tax-deferred growth unless you take out more cash value than you have paid in premiums. In addition to these advantages, the proceeds of the certificate generally pass income tax free to the beneficiary your select.

Click here to contact the Home office and we can help you locate a representative in your area.