• 6.00% APY for the first year
• Yield includes First Year bonus of 1.25%
• Rate subject to change after the first year
• Flexible Premium: Low minimum initial premium of $300 year
• or $25 month
• Single Premium: Low minimum deposit of $1,000
• 10 year surrender charge after the free 15% withdrawal (10, 9, 8, 7, 6, 5, 4, 3, 2, 1, 0)
• Medical expense benefit withdrawal allowed (no fee)
• Terminal illness benefit (no fee)
• Nursing home benefit (no fee)

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• 5.50% APY for the first year
• Yield includes First Year bonus of 1.00%
• Rate subject to change after the first year
• Flexible Premium: Low minimum initial premium of $300 year
• or $25 month
• Single Premium: Low minimum deposit of $1,000
• 8 year surrender charge after the free 15% withdrawal (8, 7, 6, 5, 5, 4, 3, 2, 1, 0)
• Medical expense benefit withdrawal allowed (no fee)
• Terminal illness benefit (no fee)
• Nursing home benefit (no fee)

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• 5.25% APY for the first year
• Yield includes First Year bonus of 1.00%
• Rate subject to change after the first year
• Flexible Premium: Low minimum initial premium of $300 year
• or $25 month
• Single Premium: Low minimum deposit of $1,000
• 5 year surrender charge after the free 15% withdrawal (9, 7, 5, 3, 1, 0)
• Medical expense benefit withdrawal allowed (no fee)
• Terminal illness benefit (no fee)
• Nursing home benefit (no fee)

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All annuity plans offered by Western Catholic Union have the following benefits:

• Supported by  high investment quality bonds
• No annual administration fees, no sales charge
• May be annuitized at any time and at no charge
• Single Premium Deferred Annuities may be added to within the first 90 days of issue.
• Rates for new issue annuities are subject to change at any time.

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